New York Estate Tax Financial Planning Strategies

Most New Yorkers will never need to worry about federal estate taxes, due in part to the 2025 federal estate tax exemption of $13.99 million per individual - or nearly $28 million for a married couple. However, high-net-worth and some mass affluent families should carefully consider estate planning strategies to address New York State’s estate tax, which applies to estates exceeding $7.16 million and includes several particularly punitive provisions.

Wealth Management, Financial PlanningDavid Flores Wilson, CFP®, CFA, CEPA®June 23, 2025Sincerus AdvisoryNYC CFP, NYC entrepreneurs, NYC financial planning for business owners and founders, NYC estate tax planning, NYC fee only CFP, New York City fee only certified financial planner (CFP), NYC financial planning, exit planning for NYC entrepreneuers, NYC Business Owners